The Credit Builders Group was founded in 2017 as a dedicated division of Memphis Tax Company, created to help individuals restore and strengthen their credit. Since then, we’ve proudly assisted countless clients in regaining control of their financial future.
We offer affordable, results-driven plans tailored to help you stay on track and build lasting credit success.
👉 Ready to get started? Sign up below and take the first step toward better credit today.
Good credit increases your chances of approval for loans, credit cards, and mortgages, and can help you qualify for better terms and lower rates.
A higher score can mean lower interest rates on loans and credit cards, which adds up to major savings over time.
Better credit may result in higher credit card limits, giving you more flexibility to manage unexpected expenses.
Insurance companies often use credit to set premiums. A higher score can help lower the cost of auto, home, and other insurance.
Landlords check credit reports. A clean history makes it easier to get approved for rentals or even home financing.
Some employers and government agencies check credit as part of the hiring process. Good credit can improve your job prospects and eligibility for security clearances.
Knowing you’re building solid credit can reduce anxiety and help you feel more in control of your future.
With improved credit, you may qualify for debt consolidation loans or credit counseling programs, making it easier to manage and eliminate debt.
Yes, you can! While working with a credit repair expert speeds up the process, you can also take action on your own by:
📥 Want more info?
Be sure to download our Credit Repair Program Guide for program details, FAQs, and what to expect.
$199 Initial Start-Up Fee + $99/month
What's Included in the Start-Up Fee:
Important Requirement:
All clients must maintain an active credit monitoring account throughout the program. This service is billed separately at $29.99/month and is required for us to access and track your credit profile across all 3 major bureaus.
$249 Initial Start-Up Fee + $50 per successfully deleted account
What’s Included in the Start-Up Fee:
How It Works:
You only pay $50 per account that is successfully deleted from your credit report. No charge for accounts that remain.
Credit Monitoring Required:
All clients are required to maintain an active credit monitoring account at a separate cost of $29.99/month. This is essential for tracking progress and delivering accurate results.
See How Our Program Works!
For a full overview of our program, expectations, and next steps, please download and review the “Credit Repair Program Guide” . This guide contains important details about how our process works, required documentation, timelines, and answers to frequently asked questions.
Files coming soon.
We review your credit reports from all three bureaus, identify inaccurate or outdated items, and challenge those with the credit agencies on your behalf. We also guide you on steps to improve your credit habits during the process.
Results vary based on your credit profile, but most clients begin seeing changes within 30–60 days. The full process typically takes 3–6 months, depending on the number of items and your goals.
Some clients see progress within the first month, while others may take a bit longer. Credit repair is a process, not a quick fix—but we keep you updated every 30–45 days on your file.
The start-up fee includes your initial consultation, credit report pull, in-depth analysis, and onboarding into our system. You’ll also be assigned a dedicated credit counselor to guide you.
Yes. You must maintain an active credit monitoring account (billed separately at $29.99/month) for us to track updates and disputes across all three credit bureaus.
Yes, you can dispute errors on your own. However, working with us gives you access to our professional experience, dispute strategies, and consistent follow-up—all designed to help you see results faster and more efficiently.
Our Basic Plan is billed monthly. You can cancel at any time by contacting us, but please note: once a month has been paid and services have been performed, no refunds are issued. Services are paid for after work has been completed.
Starting January 2, 2024, we are a complete remote tax firm. We no longer offer in-person appointments in our office. Get your taxes prepared from the comfort of your home or on the go. Schedule an appointment today.